About Megna Fincap
Megna Fincap is a trusted financial services provider committed to the needs of underserved customers in rural and semi-urban markets. We are on a journey to transform lives and uplift communities through accessible and responsible financial growth.
- Serving thousands of customers across India
- Presence in rural villages and growing towns
- Wide network of branches and loan officers
With a strong local presence across the pulse of India, we pride ourselves on being able to anticipate market needs and offer unique solutions.
Our comprehensive range of financial products includes Vehicle Loans, Two-Wheeler Loans, Three-Wheeler Loans, Electric Vehicle Finance, and other tailored lending solutions. We are invested in sustainable growth and support our customers by opening up opportunities and simplifying finance for every Indian household and business.
To be a leading and responsible financial solutions partner of choice for every Indian
Core Values
At Megna Fincap, we are passionate about creating innovative and beneficial financial solutions that truly transform the lives of our customers. Our core values prioritise both present growth and future impact. We strive for excellence in customer service, maintain the highest standards of integrity and transparency, and uphold ethical practices to provide exceptional service and exceed our customers' expectations.
Customer First
We exist and prosper only because of our customers. We always respond to the changing needs and expectations of our customers speedily, courteously and effectively.
Quality Focus
We make quality a driving value in our work, in our products and in our interactions with customers, employees and stakeholders. We believe in the theory of 'Right the First Time'.
Professionalism
We have always sought the best people for the job and given them the freedom and opportunity to grow. We support innovation, well-reasoned risk taking and demand performance.
Good Corporate Citizenship
As in the past, we will continue to seek long-term success, which is in alignment with our country's needs. We will do this without compromising ethical business standards.
Dignity of the Individual
We value individual dignity, uphold the right to express disagreement and respect the time and efforts of others. Through our actions, we encourage fairness, trust and transparency.
History and Milestones
Megna Fincap Established
Megna Fincap was founded with a clear mission — to provide accessible, transparent, and affordable financial solutions to underserved communities across India.
Expanding Our Reach
Opened branches across rural and semi-urban regions, building a trusted local presence and onboarding thousands of first-time loan customers.
Launching Vehicle Loan Products
Introduced two-wheeler, three-wheeler, and commercial vehicle loan products tailored to the needs of daily commuters and small business owners.
Electric Vehicle Finance
Embraced India's EV revolution by launching dedicated Electric Vehicle Finance products, supporting customers in transitioning to clean and sustainable mobility.
Growing Stronger Every Day
Megna Fincap continues to grow its portfolio, branch network, and customer base — staying committed to its founding promise of empowering every Indian with the right financial tools.

