Two-Wheeler Loan Finance
Megna Fincap offers seamless financing solutions to help you ride home your dream two-wheeler — whether it's a scooter, motorcycle, or electric bike — for personal or daily commute use. We understand that getting the right loan should be simple and stress-free, which is why Megna Fincap offers competitive interest rates, minimal documentation, flexible repayment options, and swift approvals. Our dedicated team is always ready to guide you at every step of the journey.
Two-Wheeler Loan
Features and Benefits
Wide Range of Two-Wheelers
We finance all types of two-wheelers including petrol bikes, scooters, mopeds, and electric two-wheelers for personal and daily commute use.
Attractive Interest Rates
Benefit from our competitive and affordable interest rates, designed to keep your monthly repayments light on your pocket.
Flexible Repayment Options
Pay via Cheque, Online or Cash at the nearest branch, with convenient tenure options ranging from 12–48 months.
Minimal Documentation
We keep the paperwork simple and hassle-free. With transparent processes and SMS updates, you stay informed at every stage.
Quick Disbursal
Our streamlined loan process ensures your two-wheeler loan is sanctioned within a few working hours, subject to document submission.
EV Two-Wheeler Loans
Special financing options available for electric scooters and bikes, supporting your shift to greener and eco-friendly commuting.
How to Apply for a
Two-Wheeler Loan
Our two-wheeler loan application process is quick and straightforward. Apply both online and offline — visit the nearest Megna Fincap branch or complete our simple 4-step online process from anywhere.
- 1 Fill in your contact details
- 2 Get a Call Back from our loan expert
- 3 Document Verification & Approval
- 4 Successful Disbursal — Once verified and approved, your loan amount will be sanctioned and disbursed promptly.
Two-Wheeler Loan Eligibility & Documents
KYC Documents — Eligibility age criteria is between 21 to 56 years. Aadhaar card is mandatory along with proof of current address.
Two passport-sized photographs
Two security cheques
* Disclaimer: Megna Fincap reserves the right to approve/disapprove the loan after the submission of documents.
Interest and Charges
Interest Rates
Attractive and competitive interest rates based on your eligibility and profile, making two-wheeler ownership affordable for everyone.
Charges
Charged based on your product-specific document and stamp fees, as per the prevailing rates set by the statutory authority and the location of contract execution.

